Fees, Payment, and Insurance

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Fees, Payment, and Insurance 2017-05-18T14:24:50+00:00

Fees

Fees for services are based on the nature of the service and the specific provider you are seeing. Assessment fees are based on face-to-face time needed to administer the tests, additional time needed for the provider to score and interpret the tests, and professional time required to write the comprehensive, individualized report which will summarize and explain the test results and can be used to obtain admission to specialized schools, enrichment or support programming, and/or assist with treatment planning. Please contact our office directly to discuss your specific needs and our pricing structure. See information below for important notes about insurance coverage for services.

Payment

Cash, check, and all major credit cards accepted for payment. Payment is due at the time of services. Many of the services we offer qualify as valid expenses for most “Flex Spending” or “Health Savings” accounts offered by some employers.

Please note that for assessment services that will take place over more than one appointment, we require a deposit of half of the total amount due at the time of the initial appointment. The remaining balance is due at the final testing session, prior to the feedback appointment and prior to the release of the comprehensive assessment report.

Insurance

We do not accept insurance and are considered “out of network” providers for insurance plans. You may be able to file an out of network claim with your insurance plan to obtain reimbursement for part or all of your out of pocket costs. Please check with your insurance company if you would like to pursue this option. If your plan does have some coverage for these services, PEAK will provide you with all necessary documentation to seek reimbursement from your insurance plan, but we cannot guarantee reimbursement for services.

If you are seeking insurance reimbursement for assessment services, a pre-authorization may be required and insurance companies dictate that each service (e.g. interview, tests, feedback) be billed separately, rather than in the “package” format we typically offer. The pre-authorization process also requires extra time on the part of the provider, which is not reflected in the fees quoted. Please inform us in advance if you plan to seek insurance reimbursement for services.

**Please note that IQ testing specifically for admission to specialized gifted schools or academic enrichment programs is not covered by insurance and is not a qualified expense for most Flex/Health spending accounts. However, we are happy to provide a detailed receipt for all services rendered.

We understand that seeking a comprehensive assessment, therapy, or other support services is an investment in yours or your child’s future and well-being. For 2E, ADHD, Learning Disability, and psychological assessments, it is important to note that the vast majority of insurance plans specifically exclude assessment for education-related issues. Their position is that these issues fall within the realm of school systems to address and provide. However, and most unfortunately, in this era of drastic budget cuts, many school systems lack the appropriate resources and adequately trained staff to offer the types of comprehensive assessments that will best identify a child’s true capabilities and challenges.

Cancellation Policy

If you do not attend your scheduled appointment, and you have not notified us at least one business day in advance for counseling and support services or three business days in advance for assessments, you will be required to pay a cancellation fee equal to the standard session fee.